PRIVACY POLICY
                            Last updated May 05, 2024
                            
                                Thank you for choosing to be part of our community at Chika Limited (“company”, “we”,
                                “us”, or “our”). We are committed to protecting your personal information and your right
                                to privacy. If you have any questions or concerns about our policy, or our practices
                                with regards to your personal information, please contact us at hello@chika.co.
                                When you visit our website https://www.chika.co, and use our services, you trust us with
                                your personal information. We take your privacy very seriously. In this privacy notice,
                                we describe our privacy policy. We seek to explain to you in the clearest way possible
                                what information we collect, how we use it and what rights you have in relation to it.
                                We hope you take some time to read through it carefully, as it is important. If there
                                are any terms in this privacy policy that you do not agree with, please discontinue use
                                of our Sites and our services.
                                This privacy policy applies to all information collected through our website (such as
                                https://www.chika.co), and/or any related services, sales, marketing or events (we refer
                                to them collectively in this privacy policy as the "Sites").
                                Please read this privacy policy carefully as it will help you make informed
                                    decisions about sharing your personal information with us.
                            
                            1. WHAT INFORMATION DO WE COLLECT?
                            Personal information you disclose to us
                            In Short: We collect personal information that you provide to us such as name, address,
                            contact information, passwords and security data, payment information, and social media
                            login data.
                            We collect personal information that you voluntarily provide to us when expressing an
                            interest in obtaining information about us or our products and services, when participating
                            in activities on the Sites or otherwise contacting us.
                            The personal information that we collect depends on the context of your interactions with us
                            and the Sites, the choices you make and the products and features you use. The personal
                            information we collect can include the following:
                            
Name and Contact Data. We collect your first and last name, email address,
                            postal address, phone number, and other similar contact data.
                            
Credentials. We do not use usernames or passwords. Authentication and account access are supported only through OTP and SSO methods.
                            
Payment Data. We collect data necessary to process your payment if you make
                            purchases, however data such as your payment instrument number (such as a credit card number), and the
                            security code associated with your payment instrument are not stored nor accessed by any of our services. All payment data is stored by our
                            payment processor and you should review its privacy policies and contact the payment
                            processor (Cybersource/ Mastercard MPGS/ Safaricom in the case of Mpesa) directly to respond to your questions.
                            
Social Media Login Data. We provide you with the option to register using
                            social media account details, like your Facebook, Twitter or other social media account. If
                            you choose to register in this way, we will collect the Information described in the section
                            called 
"HOW DO WE HANDLE YOUR SOCIAL LOGINS" below.
                            All personal information that you provide to us must be true, complete and accurate, and you
                            must notify us of any changes to such personal information.
                            
Information automatically collected
                            In Short: Some information – such as IP address and/or browser and device
                            characteristics – is collected automatically when you visit our Sites.
                            We automatically collect certain information when you visit, use or navigate the Sites. This
                            information does not reveal your specific identity (like your name or contact information)
                            but may include device and usage information, such as your IP address, browser and device
                            characteristics, operating system, language preferences, referring URLs, device name,
                            country, location, information about how and when you use our Sites and other technical
                            information. This information is primarily needed to maintain the security and operation of
                            our Sites, and for our internal analytics and reporting purposes.
                            Like many businesses, we also collect information through cookies and similar
                            technologies.
                            
Information collected from other sources
                            In Short: We may collect limited data from public databases, marketing
                            partners, social media platforms, and other outside sources.
                            We may obtain information about you from other sources, such as public databases, joint
                            marketing partners, social media platforms (such as Facebook), as well as from other third
                            parties. Examples of the information we receive from other sources include: social media
                            profile information (your name, gender, birthday, email, current city, state and country,
                            user identification numbers for your contacts, profile picture URL and any other information
                            that you choose to make public); marketing leads and search results and links, including
                            paid listings (such as sponsored links).
                            
2. HOW DO WE USE YOUR INFORMATION?
                            In Short: We process your information for purposes based on legitimate
                            business interests, the fulfillment of our contract with you, compliance with our legal
                            obligations, and/or your consent.
                            We use personal information collected via our Sites for a variety of business purposes
                            described below. We process your personal information for these purposes in reliance on our
                            legitimate business interests ("Business Purposes"), in order to enter into or perform a
                            contract with you ("Contractual"), with your consent ("Consent"), and/or for compliance with
                            our legal obligations ("Legal Reasons"). We indicate the specific processing grounds we rely
                            on next to each purpose listed below.
                            We use the information we collect or receive:
                            
                                - To facilitate account creation and logon process with your Consent.
                                    If you choose to link your account with us to a third party account *(such as your
                                    Google or Facebook account), we use the information you allowed us to collect from
                                    those third parties to facilitate account creation and logon process. See the
                                    section below headed "HOW DO WE HANDLE YOUR SOCIAL LOGINS" for further information.
                                
 
                                - To send you marketing and promotional communications for Business
                                    Purposes. We and/or our third party marketing partners may use the personal
                                    information you send to us for our marketing purposes, if this is in accordance with
                                    your marketing preferences. You can opt-out of our marketing emails at any time (see
                                    the "WHAT ARE YOUR PRIVACY RIGHTS" below).
 
                                - To send administrative information to you for Business Purposes,
                                    Legal Reasons and/or possibly for Contractual. We may use your personal information
                                    to send you product, service and new feature information and/or information about
                                    changes to our terms, conditions, and policies.
 
                                - Fulfill and manage your orders for Contractual reasons. We may use
                                    your information to fulfill and manage your orders, payments, returns, and exchanges
                                    made through the Sites.
 
                                - To post testimonials with your Consent. We post testimonials on our
                                    Sites that may contain personal information. Prior to posting a testimonial, we will
                                    obtain your consent to use your name and testimonial. If you wish to update, or
                                    delete your testimonial, please contact us at hello@chika.co and be sure to include
                                    your name, testimonial location, and contact information.
 
                                - Deliver targeted advertising to you for our Business Purposes. We
                                    may use your information to develop and display content and advertising (and work
                                    with third parties who do so) tailored to your interests and/or location and to
                                    measure its effectiveness.
 
                                - Request Feedback for our Business Purposes. We may use your
                                    information to request feedback and to contact you about your use of our Sites.
 
                                - To enforce our terms, conditions and policies for Business
                                    Purposes, Legal Reasons and/or possibly Contractual.
 
                                - To respond to legal requests and prevent harm for Legal Reasons. If
                                    we receive a subpoena or other legal request, we may need to inspect the data we
                                    hold to determine how to respond.
 
                                - For other Business Purposes. We may use your information for other
                                    Business Purposes, such as data analysis, identifying usage trends, determining the
                                    effectiveness of our promotional campaigns and to evaluate and improve our Sites,
                                    products, services, marketing and your experience.
 
                            
                            3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
                            In Short: We only share information with your consent, to comply with laws,
                            to protect your rights, or to fulfill business obligations.
                            We only share and disclose your information in the following situations:
                            
                                - Compliance with Laws. We may disclose your information where we are
                                    legally required to do so in order to comply with applicable law, governmental
                                    requests, a judicial proceeding, court order, or legal process, such as in response
                                    to a court order or a subpoena (including in response to public authorities to meet
                                    national security or law enforcement requirements).
 
                                - Vital Interests and Legal Rights. We may disclose your information
                                    where we believe it is necessary to investigate, prevent, or take action regarding
                                    potential violations of our policies, suspected fraud, situations involving
                                    potential threats to the safety of any person and illegal activities, or as evidence
                                    in litigation in which we are involved.
 
                                - Vendors, Consultants and Other Third-Party Service Providers. We
                                    may share your data with third party vendors, service providers, contractors or
                                    agents who perform services for us or on our behalf and require access to such
                                    information to do that work. Examples include: payment processing, data analysis,
                                    email delivery, hosting services, customer service and marketing efforts. We may
                                    allow selected third parties to use tracking technology on the Sites, which will
                                    enable them to collect data about how you interact with the Sites over time. This
                                    information may be used to, among other things, analyze and track data, determine
                                    the popularity of certain content and better understand online activity. Unless
                                    described in this Policy, we do not share, sell, rent or trade any of your
                                    information with third parties for their promotional purposes.
 
                                - Business Transfers. We may share or transfer your information in
                                    connection with, or during negotiations of, any merger, sale of company assets,
                                    financing, or acquisition of all or a portion of our business to another company.
                                
 
                                - Affiliates. We may share your information with our affiliates, in
                                    which case we will require those affiliates to honor this privacy policy. Affiliates
                                    include our parent company and any subsidiaries, joint venture partners or other
                                    companies that we control or that are under common control with us.
 
                                - Business Partners. We may share your information with our business
                                    partners to offer you certain products, services or promotions.
 
                                - With your Consent. We may disclose your personal information for
                                    any other purpose with your consent.
 
                            
                            4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
                            In Short: We may use cookies and other tracking technologies to collect and
                            store your information.
                            We may use cookies and similar tracking technologies (like web beacons and pixels) to access
                            or store information. Specific information about how we use such technologies and how you
                            can refuse certain cookies is set out in our Cookie Policy.
                            
5. DO WE USE GOOGLE MAPS?
                            In Short: 
Yes, we use Google Maps for the purpose of providing better
                                service.
                            This website, mobile application, or Facebook application uses Google Maps APIs. You may
                            find the Google Maps APIs Terms of Service 
here. To better understand Google’s
                            Privacy Policy, please refer to this 
link.
                            By using our Maps API Implementation, you agree to be bound by Google’s Terms of Service. We
                            use information about location in conjunction with data from other data providers.
                            
6. HOW DO WE HANDLE YOUR SOCIAL LOGINS?
                            In Short: 
If you choose to register or log in to our websites using a
                                social media account, we may have access to certain information about you.
                            Our Sites offer you the ability to register and login using your third party social media
                            account details (like your Facebook or Twitter logins). Where you choose to do this, we will
                            receive certain profile information about you from your social media provider. The profile
                            Information we receive may vary depending on the social media provider concerned, but will
                            often include your name, e-mail address, friends list, profile picture as well as other
                            information you choose to make public.
                            We will use the information we receive only for the purposes that are described in this
                            privacy policy or that are otherwise made clear to you on the Sites. Please note that we do
                            not control, and are not responsible for, other uses of your personal information by your
                            third party social media provider. We recommend that you review their privacy policy to
                            understand how they collect, use and share your personal information, and how you can set
                            your privacy preferences on their sites and apps.
                            
7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
                            In Short: 
We may transfer, store, and process your information in
                                countries other than your own.
                            Our servers are located in United States, United Kingdom, Ireland, and Kenya. If you are
                            accessing our Sites from outside United States, United Kingdom, Ireland, and Kenya, please
                            be aware that your information may be transferred to, stored, and processed by us in our
                            facilities and by those third parties with whom we may share your personal information (see
                            "WILL YOUR INFORMATION BE SHARED WITH ANYONE?" above), in Kenya, and other countries.
                            If you are a resident in the European Economic Area, then these countries may not have data
                            protection or other laws as comprehensive as those in your country. We will however take all
                            necessary measures to protect your personal information in accordance with this privacy
                            policy and applicable law.
                            EU-U.S. Privacy Shield Framework:
                            In particular Chika Limited complies with the EU-U.S. Privacy Shield Framework as set forth
                            by the U.S. Department of Commerce regarding the collection, use, and retention of personal
                            information transferred from the European Union to the United States and has certified its
                            compliance with it. As such, Chika Limited is committed to subjecting all personal
                            information received from European Union (EU) member countries, in reliance on the Privacy
                            Shield Framework, to the Framework’s applicable Principles. To learn more about the Privacy
                            Shield Framework, visit the 
U.S. Department of
                                Commerce’s Privacy Shield List.
                            Chika Limited is responsible for the processing of personal information it receives, under
                            the Privacy Shield Framework, and subsequently transfers to a third party acting as an agent
                            on its behalf.
                            With respect to personal information received or transferred pursuant to the Privacy Shield
                            Framework, Chika Limited is subject to the regulatory enforcement powers of the U.S. FTC. In
                            certain situations, we may be required to disclose personal information in response to
                            lawful requests by public authorities, including to meet national security or law
                            enforcement requirements.
                            
8. HOW LONG DO WE KEEP YOUR INFORMATION?
                            In Short: 
 We keep your information for as long as necessary to fulfill
                                the purposes outlined in this privacy policy unless otherwise required by law.
                            We will only keep your personal information for as long as it is necessary for the purposes
                            set out in this privacy policy, unless a longer retention period is required or permitted by
                            law (such as tax, accounting or other legal requirements). No purpose in this policy will
                            require us keeping your personal information for longer than 2 years.
                            When we have no ongoing legitimate business need to process your personal information, we
                            will either delete or anonymize it, or, if this is not possible (for example, because your
                            personal information has been stored in backup archives), then we will securely store your
                            personal information and isolate it from any further processing until deletion is
                            possible.
                            
9. HOW DO WE KEEP YOUR INFORMATION SAFE?
                            In Short: 
We aim to protect your personal information through a system
                                of organizational and technical security measures.
                            We have implemented appropriate technical and organizational security measures designed to
                            protect the security of any personal information we process. However, please also remember
                            that we cannot guarantee that the internet itself is 100% secure. Although we will do our
                            best to protect your personal information, transmission of personal information to and from
                            our Sites is at your own risk. You should only access the services within a secure
                            environment.
                            All data is encrypted both at rest and in transit, ensuring the highest level of security. AWS provides advanced security features such as identity and access management, continuous monitoring, and encryption. MongoDB Atlas offers comprehensive data encryption, automated backups, and advanced security controls to safeguard your data.
                            
                            
10. DO WE COLLECT INFORMATION FROM MINORS?
                            In Short: 
We do not knowingly collect data from or market to children
                                under 18 years of age.
                            We do not knowingly solicit data from or market to children under 18 years of age. By using
                            the Sites, you represent that you are at least 18 or that you are the parent or guardian of
                            such a minor and consent to such minor dependent’s use of the Sites. If we learn that
                            personal information from users less than 18 years of age has been collected, we will
                            deactivate the account and take reasonable measures to promptly delete such data from our
                            records. If you become aware of any data we have collected from children under age 18,
                            please contact us at hello@chika.co.
                            
11. WHAT ARE YOUR PRIVACY RIGHTS?
                            In Short: 
In some regions, such as the European Economic Area, you have
                                rights that allow you greater access to and control over your personal information. You
                                may review, change, or terminate your account at any time.
                            In some regions (like the European Economic Area), you have certain rights under applicable
                            data protection laws. These may include the right (i) to request access and obtain a copy of
                            your personal information, (ii) to request rectification or erasure; (iii) to restrict the
                            processing of your personal information; and (iv) if applicable, to data portability. In
                            certain circumstances, you may also have the right to object to the processing of your
                            personal information. To make such a request, please use the contact details provided below.
                            We will consider and act upon any request in accordance with applicable data protection
                            laws.
                            If we are relying on your consent to process your personal information, you have the right
                            to withdraw your consent at any time. Please note however that this will not affect the
                            lawfulness of the processing before its withdrawal.
                            If you are resident in the European Economic Area and you believe we are unlawfully
                            processing your personal information, you also have the right to complain to your local data
                            protection supervisory authority. You can find their contact details here: 
http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm
                            Cookies and similar technologies: Most Web browsers are set to
                            accept cookies by default. If you prefer, you can usually choose to set your browser to
                            remove cookies and to reject cookies. If you choose to remove cookies or reject cookies,
                            this could affect certain features or services of our Sites. To opt-out of interest-based
                            advertising by advertisers on our Sites visit 
http://www.aboutads.info/choices/.
                            
12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
                            In Short: 
Yes, if you are a resident of California, you are granted
                                specific rights regarding access to your personal information.
                            California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our
                            users who are California residents to request and obtain from us, once a year and free of
                            charge, information about categories of personal information (if any) we disclosed to third
                            parties for direct marketing purposes and the names and addresses of all third parties with
                            which we shared personal information in the immediately preceding calendar year. If you are
                            a California resident and would like to make such a request, please submit your request in
                            writing to us using the contact information provided below.
                            If you are under 18 years of age, reside in California, and have a registered account with
                            the Sites, you have the right to request removal of unwanted data that you publicly post on
                            the Sites. To request removal of such data, please contact us using the contact information
                            provided below, and include the email address associated with your account and a statement
                            that you reside in California. We will make sure the data is not publicly displayed on the
                            Sites, but please be aware that the data may not be completely or comprehensively removed
                            from our systems.
                            
                            
13. IN CASE OF A DATA BREACH, OUR PRIVACY POLICY ENSURES THE FOLLOWING ACTIONS
                            In Short: 
In case of a data breach, we promptly contain and investigate the breach, notify affected individuals and authorities, enhance security measures, and provide support and guidance.
                            
1.Immediate Containment and Investigation: We promptly contain the breach and investigate its cause to prevent further unauthorized access.
2.Notification to Affected Individuals: We notify all affected individuals about the breach, detailing the nature of the breach, the information compromised, and the steps being taken to address it.
3.Communication with Regulatory Authorities: We comply with legal and regulatory requirements by informing the relevant authorities about the breach.
4.Enhanced Security Measures: We implement additional security measures to prevent future breaches, including reviewing and updating our security protocols and practices.
5.Support and Guidance: We provide support and guidance to affected individuals on how to protect themselves from potential harm resulting from the breach, including monitoring for suspicious activities and offering identity protection services if necessary.
14. SERVICE DISRUPTION
In the event of a service disruption, we take immediate action to restore normal operations as quickly as possible. We continuously monitor our systems and have disaster recovery plans in place to address potential issues. 
Affected users will be promptly notified about the disruption and provided with regular updates on the status of the resolution. We work diligently to minimize downtime and ensure data integrity throughout the disruption period. 
Additionally, our infrastructure includes redundancies and failover mechanisms to enhance service reliability and mitigate the impact of any disruptions.
        
        
                            
15. DO WE MAKE UPDATES TO THIS POLICY?
                            In Short: 
Yes, we will update this policy as necessary to stay compliant
                                with relevant laws.
                            We may update this privacy policy from time to time. The updated version will be indicated
                            by an updated “Revised” date and the updated version will be effective as soon as it is
                            accessible. If we make material changes to this privacy policy, we may notify you either by
                            prominently posting a notice of such changes or by directly sending you a notification. We
                            encourage you to review this privacy policy frequently to be informed of how we are
                            protecting your information.
                            
16. HOW CAN YOU CONTACT US ABOUT THIS POLICY?
                            If you have questions or comments about this policy, you may contact us using the
                            information provided on this website